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The banking process was never so easy before Sharp .
The software is designed for recording the
transactions for Banks, Finance Companies and
Cooperatives.
It is developed using Microsoft Visual Basic
Enterprises, Microsoft SQL Server 2000. Because of
MS-SQL 2000 the software deserves the high level
security system.
It has multilevel security system and supports
networking environment. Clear pictures, text and 32
bit colourful icons makes it exciting to use the
software.
Please feel free to send us your
feedback regarding the
software.
Download the Features
The
followings are the main features of the software:
Main
Features:
1.
Dual Calendar
(Nepali and English Date)
2.
Multiple
Currencies (NRS / USD etc.)
3.
Cost Center
Provision.
4.
Bank
Reconciliation Provision
5.
Profit and loss
statement, Balance Sheet Statement, Trial Balance.
6.
User defined
voucher no setup
Lending
Methodology
1.
Individual
Clients.
2.
Solidatory Group
with individual loans
Loan
Product Types:
1.
Commercials
2.
Agricultural
3.
Construction/
Home Improvement
Loan
interest Calculations:
1.
Flat (Straight
Line Method)
2.
Declining
Balance
3.
Fixed Rates
4.
Discounted from
Loan
5.
Capitalized
6.
Floating and
Variable Rates
7.
Other (User
Defined)
Deposit
Account Types
1.
Group Saving
2.
Fixed Deposit
Account
3.
PF Deposit
Account
4.
Recurring
Deposit Account
5.
Special Deposit
Account / Saving Deposit Account
6.
Others Terms
Deposit Setup
Deposit
Interest Calculations:
-
Minimum Daily
Balance
-
Minimum Monthly
Balance
-
Minimum
Quarterly Balance
-
Other (User
Defined)
Payment
Types:
-
Term Loan with
constant payment
-
Term Loan with
constant principal
-
Irregular
Payment (set by the user)
-
Single Payment
-
Others (User
Defined)
Payment
Methods:
-
Cash
-
Cheque
-
Cash in
different Currencies
Payment
Frequencies:
1.
Daily
2.
Weekly
3.
Monthly
4.
Bimonthly
5.
Tri-monthly
6.
Quarterly (Every 3
months)
7.
Half yearly
8.
Yearly
9.
Others (User
Defined)
Additional types of Payments:
-
Commissions and
fees
-
Penalty fees for
late payment
-
Insurance fees
Other
Loan Features:
-
Renew Account
-
Updating
maturity date
-
By new account
opening
-
Transfer Account
-
Hold account
-
Account closing
-
Adjustment
voucher
-
Personal Loan
ledger
-
Voucher posting
manual / automatic
Other
Deposit Features:
-
Renew Account
-
Transfer Account
-
Hold account
-
Account closing
-
Adjustment
voucher
-
Personal Deposit
Ledger
-
Voucher posting
manual / automatic
REPORTS
Financial Reports:
1.
Trial Balance
2.
Daily Sub Ledger
3.
Daily Transaction
,Monthly, Quarterly and annual financial Statements
4.
NRB Reports
Operational Reports:
1.
Daily Listing
2.
Others
Customer
Reports:
1.
Statements
2.
Balances
3.
Queries
4.
End of Year
Interests
5.
Others
Report for District
Cooperative Office
All reports required
for District Cooperative Office is generated
automatically.
Other Reports:
Other reports can be
developed as per the requirements.
Account and Budget
Control System
The proposed
Account and Budget Control System is to
computerize the financial activities, relating to
the expense made by the Company, which not only ease
the current working methodology but also provide
precise information on various activities for
decision making and maximizing the potential of the
company through better control of the budget.
Account and Budget
Control System will maintain the database of
companies Account, Budget Structure and Financial
transaction.
Overview
of the System
Companies currently
maintain all Account Transaction and Budget
Information manually. To overcome the limitations of
manual system, computerized Account and Budget
Control System is introduced, which will solve the
problems of the existing system.
Maintains the Chart-of-Account in hierarchical
structure
All the
budget/account heads of the project are maintained
in hierarchical structure so that the reports can be
generated in different groups and levels as
required.
Records Daily Transaction
Each and every
day-to-day transactions made by company through
Journal Voucher are recorded in the database. At
anytime any reports can be generated for the
recorded transactions as well as monitoring the
performance of company is facilitated.
Ledger Maintenance:
The financial status/position of the company can be
monitored through the ledger maintained by the
system of that company. The maintained ledger will
give the up-to-date information on each
budget/account head of the company.
Information on Budget Expenses:
The information on
the allocated budget amount and the expenses made by
the company on budgeted account will be readily
available. This feature will allow Company to
monitor the expenses of its branches under different
budget/account head.
Generation of up-to-date Trail Balance:
One of the strongest
benefits of this Account and Budget Control System
over current manual system is the generation of most
up-to-date trial balance at any time. The generation
of trial balance in current system takes
considerable time and effort.
Generation of Customized Reports:
Customized reports
will be generated in the prescribed format as and
when required.
Dual
Currency System:
User can configure
the foreign currency and their equivalence in the
local currency.
Reports:
The reports give the
picture of the transactions made.
1.
Detail Budget
Report
2.
Summary Budget
Report
3.
Expenditure
Summary Report
4.
Ledger Report
5.
Trial Balance
Report
6.
Voucher Report
7.
Bank Reconcile
Report
8.
Budget Vs
Expenditure Report.
9.
Cost Center
Information Report |
